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Healthcare

Your EHIC / home-country card does NOT let you live here uninsured

A common, expensive mistake: the European Health Insurance Card only covers medically-necessary care during a temporary stay (holiday, short trip, study visit). Once you live or work here and become insurance-obliged, it is not a substitute - you still must take Dutch insurance within 4 months or face the fines. Use the EHIC only for short visits; on becoming a resident/worker, switch to a Dutch basic policy.