How much savings you can have and still get healthcare allowance
Income is not the only test for zorgtoeslag: your savings and investments on 1 January 2026 must not be more than EUR 146,011 on your own, or EUR 184,633 together with a toeslagpartner. Ordinary student savings are nowhere near this, so it rarely blocks anyone, but it is worth knowing before you assume you do not qualify.
EUR 146,011maximum assets
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MAS reads your IND letter, checks whether an employer can legally sponsor you, and finds work that will actually take you. Free, no account.
More on tax and allowances
- Huurtoeslag: from 2026 there is no maximum rent to be allowed to apply
- Zorgtoeslag: monthly cash toward your health insurance most low/mid earners qualify for and never claim
- You can backdate a missed toeslag a whole year (the deadline just got longer)
- Kindgebonden budget can arrive automatically, but check it actually did
- Working parents get up to 96% of registered childcare cost back
- The M-form: the arrival-year tax refund most newcomers skip